In accordance with federal
regulations we are giving you this notice to tell you how we may use nonpublic
personal information (“Private Information”) about you. This notice applies to
consumers and to both current and former customers of Essentials for
Health.
Collection of Private Information
We
collect Private Information about you from the following sources:
- Information we receive from you on applications or other forms which may
include name, address, social security numbers, and income;
- Information about your transactions with us, our affiliates, or others
which may include account balances and payment history; and
- Information we receive from a consumer reporting agency.
Disclosure of Private Information
- We may disclose all of the information we collect, as described above, to
companies that perform marketing services on our behalf or to other financial
institutions with whom we have joint marketing agreements. We may make such
disclosures about you as a consumer, customer, or former customer.
- We may share Private Information that consists of transaction information
with our affiliates and financial companies.
- We may also disclose Private Information about you as a consumer,
customer, or former customer, to non-affiliated third parties as permitted by
law.
Protection of Information
- We restrict access to Private Information about you to those employees who
need to know that information to provide products or services to you. We
maintain physical, electronic, and procedural safeguards that comply with
federal regulations to guard your Private Information.